GET THE BEST MORTGAGE AND HOMELOANS IN DUBAI
Find out How Much
You Can Borrow
How it works?
An initial consultation is necessary for us to comprehend your goals thoroughly, considering factors like your financial standing, employment status, age, mid to long-term plans, and the type of property you intend to purchase. We are committed to assisting our clients by introducing them to our trustworthy and professional partner, providing the best advice tailored to their needs.
Our channel partners will support you by thoroughly exploring the entire market to offer recommendations on the optimal mortgage options aligned with your profile.
They possess access to all UAE lenders, enabling them to pinpoint the most fitting mortgage products for your goals.
Additionally, they will elucidate your choices, emphasizing the pros and cons of each, ensuring you have comprehensive information to make an informed decision.
Upon your confirmation to proceed, we will request your signature on our customer service agreement, providing us with the authorization to act on your behalf.
We take charge of packaging and submitting your application to the bank. Recognizing that various banks may demand specific information for application processing, we diligently gather all the necessary details to secure a successful and prompt pre-approval. Our track record reflects the highest pre-approval success rate with banks!
Should the bank raise queries about your application, rest assured that we manage all such matters on your behalf, eliminating any inconvenience for you.
Upon identifying the property you wish to acquire, we assist you in understanding and navigating the MOU ( Memorandum of Understanding ) and purchase contract before you proceed to sign. This is done to safeguard your interests and ensure that the terms are favorable to you.
Upon identifying the property you wish to acquire, we assist you in understanding and navigating the MOU (Memorandum of Understanding) and purchase contract before you proceed to sign. This is done to safeguard your interests and ensure that the terms are favorable to you.
Before requesting the ultimate offer letter, they take the necessary steps to ensure the initially chosen mortgage remains the most suitable option. This involves confirming the fulfillment of all mortgage conditions outlined in the pre-approval to prevent any potential delays in issuing the offer letter. Subsequently, a thorough review of the offer letter is conducted to verify the accuracy of key details before your signing. Finally, they coordinate the signing of the offer and confirm the availability of the essential funds, ensuring a seamless progression for the property transfer.
For properties with an existing mortgage, formal confirmation through a liability letter is necessary. The mortgage advisor directs the conveyancer to formally request this letter from the seller’s bank.
The mortgage advisor takes charge of arranging the disbursement of the mortgage and the delivery of property documents to the conveyancer. This enables the conveyancer to facilitate the issuance of the necessary no objection certificate (NOC) required for the property transfer.
A scheduled time is then coordinated for all involved parties to convene at the trustee office. Here, the property transfer takes place, and the title deed is issued.
Throughout the property transfer process, crucial documents are exchanged among the various parties. To prevent issues and delays at this critical stage, a meticulous check is conducted on all documents, including the liability letter and NOC.
- Collect the keys to your new property
Find the one you need
I am a UAE...
UAE nationals and expats can borrow between 75% and 80% of their UAE property quickly and easily with minimal documentation.
UAE nationals can borrow up to 85% of property valuation
UAE expats can borrow up to 80% of property valuation
Residential, commercial and land considered
Cash can be used for any purpose
Minimal documentation required
Islamic and conventional options available
Nonresident owners of UAE property may unlock up to 50% of the value of their UAE property quickly and easily with minimal documentation.
Borrow up to 50% of property valuation
Residential, commercial and land considered
Cash can be used for any purpose
Islamic and conventional options are available
Minimal documentation required
Available to all nationalities (except Iranian passport holders)
Contact Us
Need Any Financial Help!
Address
Head Office
Office #2203, Bayswater by OMNIYAT, Marasi Drive St, Business Bay, Dubai UAE
Phone: +971 4 5299131
Email: info@sagaproperties.ae





